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Medicare payment locality · Q3 2026 release

Oklahoma OK

MAC 04312 · Locality 00

This locality's GPCIs hold Medicare payments below the national average for the Q3 2026 Physician Fee Schedule. Every code below is the national amount rescaled by the three local indexes.

Work GPCI
1.000
Adjusts payment for local physician wages and cost of living
Practice expense GPCI
0.893
Adjusts payment for local office costs like rent and staff
Malpractice GPCI
0.777
Adjusts payment for local malpractice insurance premiums

1.000 is the national baseline. Above raises that component; below lowers it.

Example rates in Oklahoma

National vs. Oklahoma non-facility amounts for common codes, Q3 2026 (before sequestration).

Code National Oklahoma Difference
0446T $6,320.12 $5,647.48 -10.6%
0447T $100.87 $94.45 -6.4%
0448T $6,219.58 $5,560.08 -10.6%
0509T $77.82 $70.81 -9.0%
0583T $1,505.04 $1,352.78 -10.1%
0596T $2,019.08 $1,810.93 -10.3%
0597T $596.54 $536.12 -10.1%
0605T $758.53 $677.10 -10.7%
10004 $53.11 $49.71 -6.4%
10005 $132.27 $122.53 -7.4%

Need a specific code or a facility rate? Use the rate calculator with this locality selected.

ZIP codes in this locality

Oklahoma covers 792 ZIP codes across OK, per the CMS ZIP-to-locality crosswalk (Q3 2026).

73001 73002 73003 73004 73005 73006 73007 73008 73009 73010 73011 73012 +780 more

Not sure which locality your ZIP is in? Look it up by ZIP code.

Common questions

Why do Medicare rates in Oklahoma differ from the national amount?

Medicare scales each code's work, practice-expense, and malpractice RVUs by this locality's three GPCIs before applying the conversion factor, so local labor, rent, and liability costs move the final amount up or down. Oklahoma currently pays below the national average for the Q3 2026 release.

How do I know if my address is in this locality?

Medicare assigns localities by ZIP code, not city or county lines, so neighboring addresses can fall in different localities. Look up your ZIP to find your locality. A few ZIPs nationally span multiple localities and need ZIP+4 to resolve exactly.

Do commercial insurers or Medicare Advantage plans use this locality?

No. Medicare payment localities are specific to Original Medicare's Physician Fee Schedule. Medicare Advantage plans and commercial insurers set their own geographic adjustments and negotiated network rates — they aren't required to follow CMS locality boundaries, even though many benchmark off the Medicare amount.

Does my locality affect what I owe as a patient?

Yes. Your 20% coinsurance under Original Medicare is calculated on the locality-adjusted amount, not the national one, so the same code can leave you owing more or less depending on where you're treated. Oklahoma pays below the national average, so patients here typically owe a bit less in coinsurance than the national amount would suggest.

Why did my Medicare payment change even though I didn't change what I billed?

GPCIs and the conversion factor update with each quarterly CMS release (January, April, July, October), so the same code in the same locality can pay a different amount quarter to quarter with nothing else changing — see what changed each release.

Source & method

GPCIs and rates computed from the CMS Medicare Physician Fee Schedule Q3 2026 release (effective July 2026). ZIP coverage from the CMS ZIP-to-locality crosswalk, Q3 2026 release. Example amounts are national non-facility figures rescaled by this locality's GPCIs, before the ~2% sequestration cut. Releases are immutable; a rate retrieved for a past quarter always reflects that release.

Geographic practice cost indices (Q3 2026) · rvu26c-updated-06-30-2026.zip (GPCI2026.csv row 86)
ZIP code to carrier locality crosswalk (Q3 2026) · zip-code-carrier-locality-file-updated-05-13-2026.zip (ZIP5_JUL2026.txt)

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We work hard to keep every rate and citation accurate, but CMS source data is messy and mistakes happen. If something here looks wrong, we'd appreciate you letting us know.

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